See your personalized monthly payment options within minutes and without affecting your credit score. No prepayment penalties. No home equity required.

Hearth makes it easy for you to find monthly payment options for your project, with: Loan amounts up to $100,000

• Affordable monthly payment options

• Funding within 1-3 days

• No prepayment penalties

• No home equity required

Find convenient monthly payment options for your project. See your personalized payment plans without affecting your credit score now.

Lenders will look at the following when determining rates and terms for clients:

1. Employment status

2. FICO Score (They have loans for scores ranging from 500 - 860)

3. Annual Income

4. Debt to income ratio

0% APR FOR 60 MONTHS*

*The Wells Fargo Home Projects® credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. 

The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 02/01/2018 and is subject to change. For current information, call us at 1-800-431-5921.